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Six Major State-Owned Banks Announce: Digital RMB Real-Name Wallet Balances Will Earn Interest Starting January 1

Six Major State-Owned Banks Announce: Digital RMB Real-Name Wallet Balances Will Earn Interest Starting January 1

2025-12-31 19:15

ChainThink News: On December 31, Industrial and Commercial Bank of China, Agricultural Bank of China, Construction Bank of China, Bank of China, Postal Savings Bank of China, and Bank of Communications successively announced that starting January 1, 2026, digital RMB real-name wallets opened at these banks will accrue interest on their balances based on the respective bank’s posted interest rate for demand deposits, with interest calculation and settlement rules consistent with those for demand deposits.

Disclaimer: Contains third-party opinions, does not constitute financial advice

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